SBA Loan Fraud Lawyer Maryland
If you are facing SBA loan fraud charges in Maryland, you need an experienced SBA Loan Fraud Lawyer Maryland. Under Md. Code, Criminal Law Article, theft by deception involving SBA funds can result in felony charges with up to 10 years in prison. Law Offices Of SRIS, P.C. has extensive criminal defense experience across Maryland. Call (888) 437-7747 for a consultation by appointment only.
Understanding SBA Loan Fraud Under Maryland Law
SBA loan fraud involves knowingly making false statements, misrepresentations, or omissions to obtain or retain Small Business Administration loans. In Maryland, this offense is prosecuted under the Maryland Criminal Law Article, which covers theft, fraud, and related crimes. The specific statute depends on the nature of the fraud, but common charges include theft by deception (Md. Code, Criminal Law § 7-104) and false statements to obtain property or credit. These charges can be filed at the state level in Maryland District Court or Circuit Court, depending on the amount involved. Federal charges under 18 U.S.C. § 1014 (false statements to a federally insured bank) may also apply if the SBA loan was processed through a bank.
Last verified: April 2026 | District Court of MD for Montgomery County | Maryland General Assembly — official site
Founded in 1997 by Mr. Sris, former prosecutor — Law Offices Of SRIS, P.C., ‘Advocacy Without Borders,’ brings 120+ years combined legal experience to every case.
Official Legal References
For the full text of Maryland’s theft and fraud statutes, see Md. Code, Criminal Law § 7-104 (Maryland General Assembly — official site).
For federal SBA loan fraud statutes, see 18 U.S.C. § 1014 (U.S. Department of Justice — official site).
Insider Perspective on SBA Loan Fraud Cases in Maryland
In the District Court of MD for Montgomery County, prosecutors routinely scrutinize SBA loan applications for inconsistencies in revenue reporting, employee counts, and intended use of funds. We have observed that many cases arise from discrepancies between initial applications and subsequent audits.
- Preserve all loan documents and correspondence with the lender.
- Do not discuss the case with anyone except your attorney.
- Contact a white collar crime defense lawyer Maryland immediately.
- Attend all court hearings at the District Court of MD for Montgomery County.
- Work with your attorney to identify potential defenses, such as lack of intent or procedural errors.
- Consider negotiating a plea or pretrial diversion if appropriate.
In Maryland, SBA loan fraud carries penalties ranging from misdemeanor to felony depending on the amount involved, with potential incarceration, fines, and restitution.
| Offense | Classification | Incarceration | Fine | License Impact | Additional Consequences |
|---|---|---|---|---|---|
| Theft under $100 | Misdemeanor | Up to 90 days | Up to $500 | None | Probation, restitution |
| Theft $100–$1,500 | Misdemeanor | Up to 6 months | Up to $2,500 | None | Probation, restitution |
| Theft $1,500–$25,000 | Felony | Up to 5 years | Up to $10,000 | None | Probation, restitution, loss of professional license |
| Theft over $25,000 | Felony | Up to 10 years | Up to $25,000 | None | Probation, restitution, loss of professional license |
Results may vary.
Case Results
Law Offices Of SRIS, P.C. has extensive criminal defense experience in Maryland. Firm-wide across VA, MD, DC, NY and NJ, the firm has 4,739+ documented results with a favorable-outcome rate above 93%. In theft and fraud cases specifically, the firm has 92 documented results: 59 dismissed or not guilty, 28 reduced or amended, and 5 other favorable outcomes.
Results may vary.
Our Location and Service Area
Our location in Rockville is approximately 20 miles from the District Court of MD for Montgomery County, with access via I-270 and I-495. We serve as an SBA loan fraud lawyer near Maryland for clients throughout the state.
Serving the communities of Rockville, Bethesda, Silver Spring, Gaithersburg, Germantown, Wheaton, Kensington, Potomac, Olney, Damascus, Clarksburg, Takoma Park, Chevy Chase, and all Maryland counties.
24/7 phone consultations — (888) 437-7747 — meetings by appointment only.
Law Offices Of SRIS, P.C. — Maryland
199 E. Montgomery Avenue, Suite 100, Room 211, Rockville, MD 20850
Phone: (888) 437-7747 | By appointment only
Frequently Asked Questions About SBA Loan Fraud in Maryland
What is SBA loan fraud under Maryland law?
SBA loan fraud involves knowingly making false statements or misrepresentations to obtain Small Business Administration loans. Under Maryland law, this may be prosecuted as theft or fraud under Md. Code, Criminal Law Article, with penalties ranging from misdemeanor to felony depending on the amount involved.
What are the penalties for SBA loan fraud in Maryland?
Penalties for SBA loan fraud in Maryland depend on the amount. Theft over $1,500 is a felony carrying up to 5 years in prison. Theft over $25,000 carries up to 10 years. Fines, restitution, and federal charges may also apply. The District Court of MD for Montgomery County handles initial appearances.
How can a fraud charge defense lawyer Maryland help with SBA loan fraud charges?
A fraud charge defense lawyer Maryland can challenge evidence, negotiate with prosecutors, and seek dismissal or reduction of charges. They may argue lack of intent, procedural errors, or insufficient evidence. The Law Offices Of SRIS, P.C. has extensive experience defending SBA loan fraud cases.
What should I do if I am under investigation for SBA loan fraud in Maryland?
If you are under investigation for SBA loan fraud in Maryland, do not speak to investigators without an attorney. Preserve all documents. Contact a white collar crime defense lawyer Maryland immediately. The Law Offices Of SRIS, P.C. can guide you through the process and protect your rights.
Can SBA loan fraud charges be reduced or dismissed in Maryland?
Yes, SBA loan fraud charges can be reduced or dismissed in Maryland. A skilled fraud charge defense lawyer Maryland may negotiate a plea to a lesser charge, seek pretrial diversion, or file motions to suppress evidence. The outcome depends on the facts of your case.
Related Practice Areas and Locations
- Criminal Defense Lawyer Salisbury — State-level hub for criminal defense in Maryland.
- Criminal Defense Lawyer Howard County — Serving Howard County, Maryland.
- Criminal Defense Lawyer Montgomery County — Serving Montgomery County, Maryland.
- Criminal Defense Lawyer Calvert County — Serving Calvert County, Maryland.