Bank fraud under 18 U.S.C. § 1344 is a federal offense carrying up to 30 years in prison and a $1 million fine; Law Offices Of SRIS, P.C. has extensive criminal defense experience in Montgomery County, Maryland, with 21 documented case results across all practice areas.
Bank Fraud Lawyer in Montgomery County, Maryland
Understanding Bank Fraud Under Federal Law
Bank fraud is defined under 18 U.S.C. § 1344 as knowingly executing, or attempting to execute, a scheme to defraud a financial institution. This federal statute covers a wide range of conduct, including check kiting, loan fraud, mortgage fraud, and embezzlement. The law applies to any federally insured bank, credit union, or savings association. A conviction under 18 U.S.C. § 1344 carries severe penalties: up to 30 years in federal prison, a fine of up to $1 million, or both. Restitution to the financial institution is also mandatory. Cases are prosecuted by the U.S. Attorney’s Office for the District of Maryland, with investigations typically conducted by the FBI, IRS-CI, or Secret Service.
Last verified: April 2026 | U.S. District Court for the District of Maryland | 18 U.S.C. § 1344 (Cornell LII)
Founded in 1997 by Mr. Sris, former prosecutor — Law Offices Of SRIS, P.C., “Advocacy Without Borders,” brings 120+ years combined legal experience to every case.
Official Government Resources
Insider Perspective on Federal Bank Fraud Cases in Montgomery County
In the U.S. District Court for the District of Maryland, federal prosecutors routinely pursue bank fraud charges with aggressive sentencing recommendations. We have observed that early intervention and proactive negotiations can significantly influence the outcome.
- Do not speak to investigators without your attorney present.
- Preserve all financial records and communications.
- Contact a federal bank fraud defense lawyer Montgomery County immediately.
- Review the indictment for procedural errors or insufficient evidence.
- Develop a defense strategy case-specific to the specific allegations.
- Attend all court hearings at the U.S. District Court for the District of Maryland.
In Montgomery County, Maryland, bank fraud under 18 U.S.C. § 1344 carries a maximum penalty of 30 years in federal prison and a $1 million fine.
| Offense | Classification | Incarceration | Fine | License Impact | Additional Consequences |
|---|---|---|---|---|---|
| Bank Fraud (18 U.S.C. § 1344) | Federal Felony | Up to 30 years | Up to $1,000,000 | None (federal) | Restitution, supervised release, asset forfeiture |
| Conspiracy to Commit Bank Fraud (18 U.S.C. § 1349) | Federal Felony | Up to 30 years | Up to $1,000,000 | None (federal) | Restitution, supervised release, asset forfeiture |
Results may vary.
Why Choose Law Offices Of SRIS, P.C. for Your Bank Fraud Defense?
Founded in 1997 by Mr. Sris, former prosecutor — Law Offices Of SRIS, P.C. brings 120+ years combined legal experience, 4,739+ documented firm-wide results across VA, MD, DC, NY and NJ, and a favorable-outcome rate above 93%. Our team includes former prosecutors who understand how the government builds its cases. We provide aggressive, strategic representation for clients facing federal bank fraud charges in Montgomery County.
Your Legal Team
Case Results in Montgomery County
Law Offices Of SRIS, P.C. has 21 documented results in Montgomery County: 2 dismissed or not guilty, 5 reduced or amended — a favorable-outcome rate of 95%. Results may vary. These results do not guarantee a similar outcome in your case.
Our Location and Service Area
Our location in Rockville is approximately 2 miles from the District Court of MD for Montgomery County, with access via I-270 and Route 355.
Bank fraud lawyer near Montgomery County.
Serving the communities of Rockville, Bethesda, Silver Spring, Gaithersburg, Germantown, Wheaton, Kensington, Potomac, Olney, Damascus, Clarksburg, Takoma Park, Chevy Chase.
24/7 phone consultations — (888) 437-7747 — meetings by appointment only.
Our Location: 199 E. Montgomery Avenue, Suite 100, Room 211, Rockville, MD 20850 | (888) 437-7747
Frequently Asked Questions About Bank Fraud in Montgomery County
What is bank fraud under federal law?
Yes. Bank fraud under 18 U.S.C. § 1344 involves knowingly executing a scheme to defraud a financial institution. Penalties include up to 30 years in federal prison and a $1 million fine. Cases are prosecuted by the U.S. Attorney’s Office for the District of Maryland.
Bank fraud under 18 U.S.C. § 1344 carries up to 30 years in federal prison.
What should I do if I am facing bank fraud charges in Montgomery County, Maryland?
If facing bank fraud charges in Montgomery County, contact a federal bank fraud defense lawyer Montgomery County immediately. Do not discuss the case with anyone except your attorney. Preserve all relevant documents. The statute of limitations under 18 U.S.C. § 1344 requires prompt action.
How does a lawyer defend against bank fraud charges in Maryland?
Defense strategies for bank fraud in Maryland may include challenging evidence, examining procedural compliance, negotiating with prosecutors, and presenting mitigating factors. An experienced financial institution fraud lawyer Montgomery County evaluates the specific facts under 18 U.S.C. § 1344 to build the strongest possible defense.
What is the difference between state and federal charges for bank fraud?
Federal charges are prosecuted by the U.S. Attorney with generally harsher penalties and no parole. An experienced federal defense attorney is critical. Cases are heard in the U.S. District Court for the District of Maryland.
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Last verified: April 2026. This page was last updated on 2026-04-28.